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| Construction Rate |
| 30-Year Conforming Fixed Rate |
| 15-Year Conforming Fixed Rate |
| 30 Year Fixed Jumbo Rates |
| 15 Year Fixed Jumbo Rates |
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Construction Rate
This is the interest rate during the construction phase.
As an Owner Builder you will be required to use the Two-Time Close program and that interest rate is based on your credit score -- anywhere from Prime + 2% to Prime + 5%.
For the One-Time Close program (must have GC) your interest rate during construction is based on 1% over the Prime Rate and may adjust monthly while you are building.
You will pay "interest only" on the amount drawn each month during the construction phase of your home.
TERMS ARE AVAILABLE FROM 6 TO 18 MONTHS!!
Term: 12 months
Maximum Amount: $1,000,000
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30-Year Conforming Fixed Rate
30-Year Fixed Rate Mortgage
Term: 30 years
Maximum Amount: $417,000
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| Rates | APR | Points |
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| 6.375% | 6.769% | 1% |
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The interest rate displayed is the current fixed rate. We do not lock your permanent loan rate until your home is complete.
These rates are subject to change without notice. |
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15-Year Conforming Fixed Rate
Rate is fixed for 15 years.
Term: 15 years
Maximum Amount: $417,000
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| Rates | APR | Points |
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| 6.25% | 6.898% | 1% |
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The interest rate displayed is the current fixed rate. We do not lock your permanent loan rate until your home is complete.
These rates are subject to change without notice. |
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30 Year Fixed Jumbo Rates
30 Year Fixed Rate -- Loan Amounts of $417,001 and above.
Term: 30 years
Maximum Amount: $1,000,000
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| Rates | APR | Points |
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| 6.875% | 7.281% | 1% |
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The interest rate displayed is the current fixed rate. We do not lock your permanent loan rate until your home is complete.
These rates are subject to change without notice. |
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15 Year Fixed Jumbo Rates
15 Year Fixed Rates -- Loan Amounts of $417,001 and above.
Term: 15 years
Maximum Amount: $1,000,000
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| Rates | APR | Points |
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| 6.75% | 7.408% | 1% |
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The interest rate displayed is the current fixed rate. We do not lock your permanent loan rate until your home is complete.
These rates are subject to change without notice. |
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Unless otherwise indicated, these APR calculations are based on the following: Conforming loans (whose maximum loan amount is below $417,000 for the contiguous states, District of Columbia, and Puerto Rico or below $625,500 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $417,000 with closing costs of $12,510. Jumbo Loans (whose maximum loan amount exceed $417,000 for the contiguous states, District of Columbia, and Puerto Rico or exceed $625,500 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $417,001 with closing costs of $12,510. Your actual APR may be different depending upon these factors.
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